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I’m sorry to hear that, but your mother is in a very common situation. Many people think that Medicare will cover their nursing home bills for life. Unfortunately, that is not the case. Medicare only pays the nursing home for a few months, then you’re on your own. When a loved […]
Yes! You can retire as early as age 62, but your benefits will be reduced by 25 percent compared with your payment if you had waited until full retirement age to collect. For example, if your unreduced benefit is $2000 per month, and you retire early at 62, then your […]
When someone applies for benefits from the Social Security Administration (SSA) based on a disability, that person is subject to a Five-Step Process to determine whether they are disabled. Step One involves Substantial Gainful Activity (SGA) – the person must not be able to engage in SGA. Although there are […]
Baltimore Seniors need to be careful when hiring a contractor to do work on their homes. Recently, at least one person has been approaching Seniors in the Canton/Highlandtown/Dundalk area and promising them quality contracting work. “There was a guy doing work for someone nearby. He sounded like he knew what he […]
This presentation will focus on the Bureau of Long Term Care Eligibility, which comprises the LTC MA units for Baltimore City, PG County, Baltimore County, and Anne Arundel County. I understand that people from other counties are attending this presentation, or watching by video. Don’t worry, much of the presentation […]